Disclaimer

Informational Purposes Only

All calculators, tools, and content on My Online Calculators (MOC) are provided strictly for
general informational and educational purposes only.

• They are not a substitute for professional advice.
• We do not provide financial, medical, legal, tax, engineering, or any other regulated professional advice.
• You should always consult a qualified professional before making important decisions.

Your use of this website is entirely at your own risk.

No Professional Advice

Even if certain calculators relate to health, finance, tax, GST, home construction, loans, or similar topics,
nothing on this website should be treated as:

• financial advice
• investment advice
• tax or GST advice
• medical or health advice
• legal advice
• engineering or technical certification

You are solely responsible for verifying whether any result is appropriate for your specific situation.

Accuracy of Calculations & Results

We work hard to make our calculators easy to use, based on standard formulas, and tested with example scenarios.
However, we cannot guarantee that:

• all formulas are completely error-free,
• all results will be accurate for every possible case,
• all content is up to date or applicable to your location, rules, or regulations.

Factors that may affect accuracy include (but are not limited to):

• outdated formulas or regulatory changes,
• user input errors or missing data,
• rounding or calculation differences,
• changes in tax rules, interest calculations, or health guidelines,
• simplified assumptions used inside the calculators.

You should always double-check important calculations with another trusted source or a qualified professional.

No Warranty

This website and all calculators are provided on an
“as is” and “as available” basis.

We make no warranties of any kind, whether express or implied, including but not limited to:

• accuracy, completeness, or reliability of results,
• fitness for a particular purpose or use,
• availability or uninterrupted access,
• absence of errors, bugs, or security vulnerabilities.

We may modify, update, or remove calculators at any time without notice.

Limitation of Liability

To the maximum extent permitted by law, Team Fresh Ideas and
My Online Calculators shall not be liable for any:

• direct, indirect, incidental, special, or consequential damages,
• loss of data, income, profit, or business,
• decisions made or actions taken based on any calculator result or content on this website.

By using this site, you agree that you are solely responsible for how you use the information and results provided.

External Links & Third-Party Content

Our calculators and articles may include links to:

• external websites,
• third-party tools or services,
• reference articles or documentation,
• affiliate or partner sites.

We do not control and are not responsible for:

• the content, accuracy, or availability of external websites,
• their privacy practices or policies,
• any changes made on those websites after we link to them.

Visiting external websites is at your own risk and subject to their own terms and policies.

Affiliate & Advertising Disclosure (If Applicable)

From time to time, this website may include:

• affiliate links,
• product suggestions or recommendations,
• advertisements.

If you click an affiliate link and make a purchase, we may earn a small commission at no additional cost to you.

Affiliate relationships do not influence:

• our calculator logic,
• how results are calculated,
• our goal to remain neutral and helpful.

If you do not use affiliate links on this site, you may remove this section.

User Responsibility

By using My Online Calculators, you agree to:

• enter data correctly and carefully,
• understand that results are estimates or simplified calculations,
• verify critical or high-impact results independently,
• not use our tools where exact certified calculations are required (for example, official tax filing,
  legal compliance, structural engineering, medical diagnosis, etc.).

You should not rely on this website as your only source of truth for important financial, legal, medical,
or technical decisions.

No Client Relationship

Using this website does not create any client, advisor, or professional relationship between you and:

• My Online Calculators,
• Team Fresh Ideas,
• any individual associated with this website.

We do not track individual cases or provide customised consultation through the calculators alone.

Changes to This Disclaimer

We may update or modify this Disclaimer at any time, without prior notice.
The latest version will always be available on this page:

Disclaimer

Your continued use of the website after any changes means you accept the updated terms.
We recommend reviewing this page periodically to stay informed.

Contact Us

If you have questions about this Disclaimer or want to report an issue with a calculator, you can reach us at:

Team Fresh Ideas – My Online Calculators (MOC)
Kovilakathumuri, Nilambur
Malappuram, Kerala, India

Email:

teamfreshideas24x7@gmail.com